What is a Life Insurance Settlement? It is the sale of a senior’s

existing life insurance policy to the highest bidding company that

purchases policies by raising funds from institutional investors. Owner-

ship and beneficiary rights are exchanged for a lump sum payment.

Why sell your policy?

• The policy is not affordable

• The policy is an excellent source of cash

• The policy no longer fulfills it’s original purpose

What are investors looking for when buying a policy?

• An insured that is 70+ years of age

• Has owned a Universal Life Policy or a Convertable Term Policy

for at least 2 years or more in the state of California

• Has had a change in health during policy ownership

• Annual premiums of the policy are less that 5% of the death benefit

There is no cost or obligation for KSPA Life Settlements to

appraise a policy.

For guidelines to evaluate your eligibility, give us a call.